April Daly and Associates, LLC
Daly Business Solutions Policy
1. Refund Policy
Refund Policy for Digital Content (Downloads): Due to the nature of digital products, all sales of downloadable content, including business idea templates, digital reports, and online materials, are final. We do not offer refunds or exchanges once the digital content has been purchased and accessed. If you experience any issues with your download, such as a corrupted file, please contact our support team for assistance.
Refund Policy for Consulting Services: Our consulting services, including credit card statement analysis, credit card guidebook and manual creation, and customized chart of accounts development, are tailored to each client’s specific needs. Due to the personalized nature of these services, refunds will not be issued once the service has been rendered. However, if you are unsatisfied with our service, we encourage you to contact us within 7 days of completion, and we will work to address your concerns or offer necessary revisions.
2. Shipping or Delivery Policy As our services are provided digitally and through consultations, there are no physical products to be shipped. All deliverables, including reports, charts of accounts, and manuals, will be provided via email or a secure client portal.
3. Return Policy and Process: Since our services are customized and delivered digitally, returns are not applicable. If you encounter any issues with the materials provided, we encourage you to contact our support team for assistance and possible revisions.
4. Cancellation Policy: Clients may cancel a consulting session or service request up to 24 hours before the scheduled appointment. Cancellations made after this period may be subject to a cancellation fee. Subscription-based services can be canceled at any time, but no refunds will be issued for partial usage.
5. Privacy Policy: Daly Business Solutions is committed to protecting your privacy. We collect and use customer data only for the purpose of delivering our services, including analyzing credit card and bank statements. We do not sell or share customer data with third parties without explicit consent. For more details, please review our full Privacy Policy.
6. Future Sale of Tangible Products: While Daly Business Solutions currently specializes in digital content and consulting services, we reserve the right to expand our offerings to include tangible products in the future. In such cases, our policies will be updated to include details on shipping, returns, and exchanges for physical goods.
7. Customer Service Contact Information: For inquiries, assistance, or concerns, you can reach us at:
Virtual Business Hours:
Monday–Friday, 9 AM–6 PM (EST)Saturday: Closed
Sunday: ClosedPhone or Text:
(803) 670-1670Text:
(803) 650-9656
9. Terms of Promotions: From time to time, we may offer discounts or promotional services. All promotions will be clearly outlined on our website, including eligibility criteria and expiration dates. Promotions cannot be combined unless explicitly stated.
10. Legal or Export Restrictions: Our services are available to clients within York Country, SC and other permitted jurisdictions. Clients are responsible for ensuring that their use of our services complies with all applicable laws and regulations.
11. Compliance with Payment Processor and Platform Policies: Daly Business Solutions adheres to the acceptable use policies of payment processors such as Square, Stripe, and Stan Store. We do not engage in or support prohibited activities, including fraudulent financial practices or misrepresentation of services. If you believe a violation has occurred, please report it to us immediately.
By using our services, you agree to comply with these policies. Solutions reserves the right to update these policies as needed to remain compliant with industry standards and payment processor requirements.
Acknowledgment of Artificial Intelligence (AI)
All content and materials produced by our consulting services are protected under copyright law. We recognize the significant support that artificial intelligence tools provide in shaping our business ideas and solutions. While these tools are incredibly valuable, the strength of our consulting services is built upon our extensive expertise gained over 23-plus years in procurement card expense management. Any reproduction, distribution, or use of our materials without explicit permission from Daly Business Solutions (DBS) is prohibited.
Privacy Terms and Conditions
We value your privacy and are committed to protecting your personal information. This Privacy Terms and Conditions document outlines how we collect, use, disclose, and safeguard your information when you engage with our consulting services. By using our services, you consent to the practices described herein.
1. Information Collection: We collect personal information that you voluntarily provide to us when you engage our services. This information may include, but is not limited to, your name, contact information, and payment details.
2. Use of Information: The information we collect is used for the following purposes:
Crafting Customized Business Ideas: To understand your unique goals and develop tailored business concepts.
Analyzing Credit Card Statements: To conduct thorough analyses and identify spending patterns for potential savings.
Developing Customized Charts of Accounts: To create personalized charts that help manage credit card expenditures.
Creating a Credit Card Procedures Manual: To develop manuals offering instructions for proper use and management of company-issued credit cards.
Designing a Credit Card Guidebook: To outline permitted products and services for purchase using company credit cards.
3. Disclosure of Information: We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as required by law or to fulfill our services. We may share information with trusted third parties who assist us in operating our business and servicing you, provided they agree to keep this information confidential.
4. Data Security: We implement a variety of security measures to maintain the safety of your personal information. However, no transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Changes to This Privacy Policy: We reserve the right to update or change our Privacy Terms and Conditions at any time. Any changes will be posted on this page with an updated revision date. Your continued use of our services after any modifications constitutes your acknowledgment of the changes and your consent to abide by the modified terms.
6. Contact Us: If you have any questions or concerns about our Privacy Terms and Conditions, please contact us at daly.business.solutions@gmail.com. We are here to assist you and address any concerns you may have.